Our history

Flow Credit Solutions was established in one of the world's leading financial centers with a simple but powerful premise: companies need objective guidance in an increasingly crowded credit market. Our founder, Emilio Estevez, recognized that small to mid-size businesses could benefit from independent advice and solutions that go beyond standard bank offerings. The firm was created to fill that gap acting as an independent advisor committed solely to the client's interests.

Over time, we have built a strong reputation for expertise in working capital "engineering". Early on, we understood that sustainable liquidity does not come solely from borrowing, but from structuring facilities in a smarter, more efficient way. Our specialization in structured finance allows us to transform complex balance sheets into scalable growth engines, combining deep analytical insight with practical execution to reduce uncertainty and improve decision-making.

Today, Flow Credit Solutions operates with a multi-jurisdictional capability, connecting clients to a global network of banks, private credit investors, and Fintechs. We are an internationally focused advisory firm able to execute transactions across jurisdictions, currencies, and regulatory environments.